Bankwest low rate credit card

Many low rate credit cards come with great offers on the rates and rewards programs which often range from cash back programs to rebates. All these offers make shopping for credit cards all the harder. In fact, getting a credit card is a great hustle due to the way that these issuers package their products. Some will offer low APR, others low or no annual fee, yet others will give you a special start up rate that is known as an introductory rate. Other offers usually include balance transfers, which allow you to consolidate all your credit expenses onto one card. So it is left to the credit card shopper to determine what works for him or her best and most of the times this is not as easy as it may sound.

One of the low rate credit card issuers offering competitive products is Bankwest. One of their great products is the Bankwest Lite MasterCard. This credit card tries to offer great products outside the four major banks. The card issuer promises to manage your credit card debt thus reducing your stress. The most outstanding thing about the card is the 10.75% per annum interest rate on your purchases which is quite low compared to the rates that the other companies are offering and this is why you are guaranteed less stress. However, this rate excludes all cash advances.


The low rate credit card comes at an annual fee of $59 which is really not that expensive judging from the fact that you are paying a very low interest rate. Another great feature that the card has is that the holder gets to enjoy up to 55 days of interest free purchases per year. Also incorporated is the offer of three additional card holders at no extra cost. Bankwest online banking allows you to access you account 24 hours a day thus ensuring that you get to know all the changes and movement in your account.

The fact that this is a MasterCard allows you to access over 27 million outlets worldwide. This gives you the edge since you can get to travel as much as you ant without the fear that you cannot use your card. You can change your debits and payments on the switching tool on the online banking page. On top of these great offers, the MasterCard rewards you every time you use your card.