Applying for St George Low Rate Credit card

Credit cards are a revolution in this day and age. We have credit companies marketing their low rate credit cards viciously and trying to get people to get their cards. Some of these companies like American Express and Discover have carved a niche for themselves in the market and other companies in hot pursuit. The interesting thing is that these credit card issuers choose to specialize in varied packages. Some choose to concentrate on lowering rates while others specialize in offering reward programs like cash backs and rebates all n the hope that customers will get to fall in love with their products.

St George low rate credit cards come in such a varied variety. Some have higher rates but offer more in terms of rewards and service while others have lower rates. These cards are thus highly competitive in the market. The first of these cards that have annual fees from $55 includes the St George Vertigo. This card has an annual fee of $55 and a low interest rate of just 10.99% which is as low as you will normally get in the market. The card offers the holder an interest free period of $55.00. Both these features are meant to attract customers who are keen on saving some money due to the low rates offered.


Another interesting feature of this card is that the card holder is allowed to make balance transfers and these are charged at the rate of 0% for the first 6 months after which the regular APR kicks in. due to the low rates, the card does not offer any kinds of rewards to the holders. This card falls in the Standard credit card level and is a MasterCard.

Another type of card above the $55 rate in annual fee is the Platinum Low Rate credit card. The card has an interest rate of 14.25% with an interest free period of up to 55 days. The card comes at an annual fee of $89.00. It allows balance transfer rates of 3.99% for the first 6 months. It has no rewards though some may have tiered reward points subject to terms and conditions. This card falls in the Platinum level and is a Visa card, this means that for many may be this will not be an option if they are considering for low rate credit card options.

Other interesting things about the card include domestic flight inconvenience insurance, free personal concierge coverage, complimentary overseas travel insurance, purchase security insurance and extended warranty insurance of up to 12 months.