HSBC a good low rate credit card

Low rate credit cards are becoming a popular form of spending. This is because of the fact that on top of getting access to credit, you get to keep track of your spending patterns and thus find out the changes you need to make to harmonise your income and expenses. Credit card issuers have realised the popularity of these cards and throw all kinds of great offers at the client such that one is spoilt for choice. These offers are supposed to attract credit card shoppers to subscribe to one kind of card or another.

One of these low rate credit cards is the HSBC Platinum MasterCard with Cash Back rewards. This card guarantees the holder unlimited shopping restrictions and great cash back offers. These rewards include a full 1% cash back on every card purchase that the holder makes with the card regardless of place or amount. These cash back rewards are meant to entice the credit card holder to spend more so that the card issuer can benefit from a higher amount of interest surcharged.


However, the most outstanding aspect of this low rate credit card card is the fact that it has a 0$ annual fee. This is a very exceptional offer since the card holder does not worry about any other expenses except the monthly billings. The card has a special introductory rate of 0% APR on all card purchases and balance transfers for up to 12 months and an APR as low as +3.99% on the total purchases. Another great aspect of the card is the fact that the client gets Platinum benefits in the form of purchase protection, extended warranties on your card and rental car insurance on you automobiles.

Other attractive features of the card include a 100% fraud liability protection which protects you in case of a fraud. This applies automatically from the moment it is reported. MasterCard Platinum benefits also include Purchase Assurance coverage which protects you from any kind of theft or damages on the new purchases you make, extended warranty insurance which doubles the manufacturers warranty on all the new purchases, MasterCard Global Services which gives you 24 –hour assistance on all stolen or lost card needs and finally , the card has acceptance at millions of specified locations worldwide including all online purchases and reservations. You also get discounts from your MasterCard at many of the favourite merchants anytime you enrol for the service .This is surely low rate credit card you can count on.