Sunday, April 12, 2009

Your privacy when using credit card

When using a credit card there are certain steps that you can follow to ensure your privacy and security. Firstly, you should never give your credit card number over the telephone to anyone. You should always tear up your old statements and receipts before disposing of them and you should always keep copies of your credit card numbers and their contact phone numbers in an easily accessible yet secure place in your home in case of loss of theft. When you use your credit card to make purchases make certain that the vendor does not swipe your card more than twice and if a transaction had to be annulled, make sure that you have a copy of the receipt confirming the cancellation. A good way of ensuring the privacy when using your credit card online is to only buy from reputable merchants and to make sure that you see a padlock or key icon in the lower left hand corner of the screen on which you are required to enter you credit card information. These security features are designed to scramble your information before it is transmitted to the merchant thus ensuring your privacy when using your credit card. It is also of utmost importance to report any theft or irregularities on your billing statement to the credit card company immediately. It is easy to protect the privacy of your credit cards if you just take these few easy precautions. What can happen if you do not take care to keep the privacy of your credit cards is too scary to even imagine.

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