Sunday, April 12, 2009

How safe it is to pay with credit card

The advent of online shopping has been an incredible boon to many people. Those who have little time or patience to go to a mall and root through the shelves of goods can simply log on to their favorite retail site, buy what they need and have it delivered straight to their door. But exactly how safe is it to pay with a credit card online? The answer is surprising. With today’s secure technology it is actually quite safe to pay with a credit card online. The rule of thumb for such purchases is to make sure that you see a padlock or key in the left hand corner of the screen where you enter your credit card information. This icon signifies that you are on a secure site and that your credit card information will be scrambled before being transmitted to the merchant. This technology allows customers to shop with peace of mind. For those who still do not trust these secure measures, another way of getting around entering your credit card number on many different sites is by opening a PayPal account. The security surrounding these accounts is the tightest around. When you open such an account you give your credit card information only once to the PayPal administrator and then when you use your PayPal account to make purchases on participating sites all you have to do is enter your PayPal account number, thus eliminating the need to give your credit card information to many people. However, you can rest assured that great strides have been made to ensure an online shopper’s security to that it is safer than ever to pay with a credit card for your purchases.

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