Sunday, April 12, 2009

Where to go / what to do when you have additional questions about credit cards

The best place to go when you have additional questions about credit cards is to your local financial institution. Your personal banker will most likely be able to provide you with a detailed description of everything you need to know concerning your credit card. If you are unable to make the time to take an appointment with your personal banker during bank hours, then you can also contact the credit card companies directly when you have additional questions to ask. Most credit card companies – especially the larger ones, have customer services lines that are available just this exact purpose. Many of them even have 24 hour customer service. If you are not inclined to call and speak to anyone and you still have additional questions then your next best bet is to look online. The internet has a real wealth of information where credit cards are concerned. In fact, you can even look up competitor cards and find out their terms, fees and offers to see if you are, in fact, getting the best deal. When you have additional questions that need answering there are a variety of places to look. Reading the inserts that come with each monthly statement can also be very informative. They will keep you abreast of all changes, any restructuring of the fees and will tell you of all impending cancellations of current perks or privileges. Otherwise simply asking a trusted financial advisor can help you resolve any further question that you might have. There is no shortage of answers for those who know how to look in the right places.

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