Taking The Confusion Out Of Accepting Credit Cards On Your Site

For most businesses this depends on the size of your business and your sales volume. Small businesses are better off with a third party credit card processor. The advantage to using a third party processor is that they will take care of everything for you - verify the card, process the payment, and send you a check at the end of each payment period minus their processing fee.

Generally, you will pay less with a third party processor because you won't have monthly fees. However, this can result in longer waiting periods to actually receive your money. Usually payouts are done weekly however some may take longer depending on the company you use. A third party processor is also convenient to use when you are not sure if you will actually profit from your business. You can always move to a more complex, more reliable service later if your business grows.