Wednesday, January 21, 2009

Pre-Approved Credit Card Plans, checkout and be safe

Don't get excited if you get a pre-approved mailer from visa or mastercard credit card. Of course, you don’t have to have any credit. The mailer says make you feel that bad credit, bankruptcy all is fine with them and make you wonder whether the company will be next to file bankruptcy if they keep disbursing free cards and dont get paid for the bills. Hang on a sec, lets think. These companies only want your money and that too tons of it, more than a normal company with a normal process would ever want. This company now would want you to send money to receive application and they wont send you the card, they would send you the list of banks you may approach if you want a card. So basically application money down the drain. Build your credit step by step and enjoy your credit card when you deserve one. Good luck!

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